Bicycle Accident

Does Uninsured Motorist Coverage Apply to a Bicycle Accident?

April 4, 2025 | John J. Malm

Bicyclists face unique risks on the road. Even when wearing proper safety gear and obeying traffic laws, they remain vulnerable to careless, reckless, and distracted drivers. If you’ve been hit by a car while riding your bike, your injuries may be severe—and the situation becomes even more complicated when the at-fault driver has no insurance or flees the scene. So, what happens next?

Many cyclists are surprised to learn that uninsured motorist (UM) coverage may apply to bicycle accidents. If you carry a car insurance policy with UM coverage, you could be protected—even though you weren’t in a car when the accident happened. In this blog, we break down how that works, when it applies, and how you can protect yourself if you’re injured in a bicycle crash caused by an uninsured or hit-and-run driver. Continue reading

How Are Medical Bills Paid After An Accident?

February 9, 2023 | John J. Malm

Being involved in an accident is scary. Often, you will need to seek medical treatment for your injuries after the accident and the medical bills to treat your injuries can quickly add up. You may even consider putting off medical treatment until you figure out how your medical bills will get paid. While it is not a good idea to delay your medical treatment, there are several options to deal with medical bills while you receive treatment for your injuries. Continue reading

Dangerous Car Accidents Are On The Rise

December 12, 2022 | John J. Malm

A recent study from the AAA Foundation for Traffic Safety has shown that in the last year, more drivers are participating in dangerous driving activities, such as speeding, running red lights, and driving under the influence of alcohol. Data from the study shows that 24% more drivers drove while under the influence of alcohol from 2020 to 2021, 13% more drivers drove after an hour of consuming cannabis, 10% more drivers drove through a red light, and 12% more drivers drove 15 miles-per-hour over the speed limit when on the highway.

According to the National Highway Traffic Safety Administration (NHTSA), traffic fatalities have risen since the beginning of the COVD-19 pandemic. The NHTSA estimated that 42,915 people died in motor vehicle accidents in 2021, an increase of 10.5% from 2020.