Uninsured motorist (UM) coverage is one of the most critical protections Illinois drivers can have. If you’re involved in an accident caused by a driver who doesn’t have insurance, UM coverage ensures that you’re not left shouldering the financial burden alone. This type of insurance steps in to cover medical…
Losing a loved one in a fatal pedestrian accident is a devastating and life-altering event. Families are left not only to cope with profound grief but also to navigate the complex and often overwhelming process of seeking justice for their loss. At John J. Malm & Associates, we understand the…
Car accidents can be overwhelming and potentially life-altering, and the situation becomes even more complicated when the at-fault driver lacks sufficient insurance coverage. In Illinois, motorists are required to carry a minimum amount of liability insurance, but not all drivers comply. According to a study by the Insurance Research Council…
Pedestrian safety is a critical concern in Chicago, where busy streets, intersections, and distracted driving have made walking increasingly dangerous. As personal injury lawyers dedicated to helping injured pedestrians, John J. Malm & Associates is committed to holding negligent drivers accountable and seeking justice for victims across the city. Why…
Motorcycle riding offers a sense of freedom and adventure, but it also comes with significant risks. One critical, yet often overlooked, issue is the impact of poorly maintained roads on motorcycle accidents. In Illinois, the state of road maintenance has become a pressing concern for motorcyclists, leading to numerous accidents,…
Hit and run accidents are scary. Often, after being struck by a hit and run driver, you are confused and worry about what to do next. Do you attempt to chase down the other driver or do you call the police? What if you were injured as a result of…
Being involved in an accident is scary. Often, you will need to seek medical treatment for your injuries after the accident and the medical bills to treat your injuries can quickly add up. You may even consider putting off medical treatment until you figure out how your medical bills will…
A recent study from the AAA Foundation for Traffic Safety has shown that in the last year, more drivers are participating in dangerous driving activities, such as speeding, running red lights, and driving under the influence of alcohol. Data from the study shows that 24% more drivers drove while under…
Often, our clients ask why they need to notify their insurance company of the motor vehicle accident when they weren’t at fault. They are concerned that notifying their insurance company of the collision will raise their insurance rates and negatively impact them in the future. Even if you weren’t at…
Every vehicle has experienced the occasional rock or road debris striking their windshield. While the resulting damage is usually minor and covered by auto insurance, what happens when you encounter a dangerous road hazard such as fallen semi-truck cargo? If the cargo in a commercial truck is not properly loaded…